Glossary

Qualifying Event

Qualifying events are defined as acceptable reasons for employees to change elections outside of the 30 day period following hire or the organization's specified open enrollment period. This includes:

Marriage or divorce.
Birth or adoption of a child.
Child reaching the maximum age limit.
Death of a spouse, registered domestic partner, or child.
Change in child custody.
Change in coverage election made by spouse/domestic partner during open enrollment.
Loss of coverage under your spouse or domestic partner's plan.

Evidence of Insurability (EOI)

Evidence of insurability (EOI) is documentation or information that an insurer requires to assess the risk of providing coverage to an applicant. It’s often needed for life insurance, disability insurance, or health insurance when someone applies for a policy or increases their coverage above guaranteed amounts.